Borrowers in the Sunshine State are in some of the best positions when it comes to getting a mortgage, according to a new study.

Six of the top 10 best counties to get a mortgage are located in Florida, according to a study by financial information firm SmartAsset. Two more are on the opposite coast, in California.

SmartAsset determined the best places to get a mortgage by examining four factors: overall borrowing costs, ease of getting a mortgage, property taxes and annual mortgage payments. The company based annual mortgage payments on the annual principal and interest payments for a $200,000 loan.

Sumter County, Fla., took the top spot. In the Central Florida county, the annual mortgage payment on a $200,000 is $14,639, and the loan finding rate is 71.58%. Walton County, Fla., took the number two spot. Also making the top 10 were Okaloosa County, Fla. (4), Collier County, Fla. (6), Santa Rosa County, Fla. (8), and Indian River County, Fla. (10).

On the other coast, San Mateo, Calif., and San Francisco, Calif., were fifth and seventh, respectively.

Did your county make the list? Here are the nation’s top mortgage markets, according to SmartAsset:

Source: Mortgage Professsional Magazine

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