Conventional Loan

Home Conventional Loan

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A conventional loan is a mortgage that is not guaranteed or part of any government agency.

Why Choose a Conventional Loan?

  • You can use a conventional loan to buy a primary residence, second home, or rental property
  • Conventional loans are available in fixed rates, adjustable rates (ARMs), and offer many loan terms usually from 10 to 30 years
  • Down payments as low as 3%
  • No monthly mortgage insurance with a down payment of at least 20%
  • Lower mortgage insurance costs than FHA
  • Mortgage insurance is cancelable when home equity reaches 20%

Popular Loan Terms for Conventional Home Buyers

30 Year Fixed Rate

15 Year Fixed Rate

Get started online or call 888.402.6097 to talk to a Mortgage Loan Originator today!

Contact a loan expert now at 888.402.6097