Current mortgage rates in Chicago differ between lenders as they consider their rates depending on the borrower's capacity to pay. For a 30-year fixed loan, rates average at 6.24%, and…
Current refinance rates in Florida differ depending on the kind of mortgage you are looking for. A few options in the market are available for you, but these mortgages rely…
Closing costs in Texas can be challenging for some because they think preparing a down payment is enough to own a home. It would be best if you prepared for…
As of this writing, mortgage rates in Florida are pegged at 4.85% for a 15-year fixed loan. For a 30-year fixed loan, it is pegged at 5.54%, and for a…
If you've been looking for a property in the Lone Star State, a mortgage calculator in Texas can help you. The housing market is still affordable, with a typical home…
With its coconut trees, lovely beaches, sunshine, golf courses, and no state income tax, it's hardly surprising that many people want to move to Florida. But what kind of home…
Using our mortgage calculator in Florida will help you get an idea of how much you need to prepare when you apply for a mortgage loan. With the economy still…
Unless you've been living under a rock, you know that the past few years have brought some tough economic times. Getting a new home is one of the most challenging…
Are you trying to understand the difference between refinancing and a home equity loan? If you are looking for cash for emergencies, house repairs, or for whatever reason you need…
Jumbo mortgage loan, what is it? How is it different from the usual conventional loan? A jumbo mortgage loan has higher limits and is more complicated to close than a…
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
