Whatever your primary reason for refinancing your mortgage, saving money will always be the result; the thought of being able to pay off your mortgage earlier is exciting! Using a…
Are you interested in earning money while helping others? What about not being limited with your salary as you get more when you work more? Money can be made if…
Renovating and worried that funds would run out soon? AN FHA 203(k) loan may be the best option that you can have if you are stuck with renovating or even…
When it comes to conventional loan requirements, almost all of the lenders in the market offer it. If your interest is in applying for a home refinancing loan, then a…
Conventional loan requirements for 2022 vary from lender to lender. For as low as 3% downpayment, you can qualify for a conventional or conforming loan, significantly if your credit score…
Are you thinking of applying for a refinance home loan? The tips below will help you decide as you consider if a refinance home loan is for you or not…
Great news for those who wish to own their own home. There is a new baseline FHA loan limit for this year, 2022. From $356,360 it will be $420,680 for…
When is the best time to apply for a home refinance loan? The best time to consider refinancing is when the offered rate is lower than your current loan rate.…
FHA loan requirements aren't that difficult to obtain if you are interested in getting a home mortgage. The government insures an FHA (Federal Housing Administration) loan. Because of that guarantee,…
Are you thinking of applying for an FHA loan? Undeniably, numbers can bog us down. But thanks to an FHA loan calculator, you now have a better idea of where…
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
