1. Millions will suddenly qualify for home loan this month

    During May, two major changes will allow millions of new borrowers to enter the housing market. The first change to take effect this month is the nation’s three major credit rating agencies – Equifax, TransUnion and Experian – will drop tax liens and civil judgements from consumers’ p…Read More

  2. Why Your Credit Scores May About To Rise

    Many tax liens and civil judgments soon will be taken off people’s credit reports, the latest move to omit negative information from the powerful financial scorecards. The decision by the three major credit-reporting firms—Equifax Inc., Experian PLC and TransUnion—could help boost credit score…Read More

  3. Getting A Mortgage When You Have No Credit

    First-time home buyers face challenges that more experienced home buyers do not. For example, a first-time home buyer may not be able to show the same stable work history that a more experienced buyer can show; and a first-time home buyer not have as much money saved. But, perhaps, the biggest diffe…Read More