American Mortgage® Corporation

The Reason We Get Recommended is…. We try our hardest to get you approved. No matter what your situation is, we can help.

Mortgage Loans with American Mortgage®

The Best Mortgage Lenders in Florida

  • We offer Direct Lending Services for various loan types with competitive rates and low fees.
  • Find a Loan that Matches Your Needs. From Conventional Loans, VA Loans, FHA Loans, to USDA Loans, American Mortgage has you covered.
  • Find out How Much you can get from your Mortgage with our No-Commitment Loan Estimate.
  • Responsive Customer Service with Extensive Experience in the Florida Lending Market.
  • Timely Service. Get Approved Fast and have your needs funded As Soon As Possible.

Years of Experience


Agents Nationwide

Loan Programs

Our Popular Home Loan Programs


Buying a New Home?

  • Relatively easy to acquire
  • Become the legal owner of your home
  • Mortgage rates are lower than a personal loan
  • Flexible repayment schedules
  • Helps improve your credit score


Advantages of FHA Mortgages

  • Easier application process
  • A more lenient loan option for those with low to mid credit scores
  • Lower down payments starting at 3%
  • Option of adding a co-borrower on the loan

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Advantages of VA Loans

  • Excellent rates for qualified veterans
  • No downpayment required
  • Government guarantee with no insurance premiums needed
  • Lower overall closing costs for the buyer

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Advantages of Conventional Loans

  • Perfect for those who can't make a large upfront downpayment
  • Competitive rates as low as 3%
  • Usually preferred loan type by sellers looking at competing offers
  • Less stringent appraisal process


Advantages of Adjustable-Rate Mortgage Loans

  • Less risky than loans with higher rates
  • Perfect if you plan to refinance or move out of the home in the future
  • Lower payments in the early term
  • Allows you to get more expensive loans than what you can get normally

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Advantages of Balloon Mortgage Loans

  • Lower interest rates than most other loan types
  • Lower monthly mortgage payments
  • Lets you qualify for larger loan amounts
  • Perfect if you lack capital for your initial payments

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Advantages of Construction Financing Loans

  • Loan type perfect for subcontractors of hired for large building projects
  • Allows builders to get funds for resources needed to build homes
  • Perfect for property owners planning big renovations
  • Lower interest rates and longer repayment periods

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Advantages of Fixed Mortgage Loans

  • A secure loan type perfect for buyers who want to avoid significant changes in their rates and repayments
  • Easy to plan for your monthly repayments
  • Perfect for buyers looking for a long-term home
  • Lower overall lifetime payments

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Advantages of Foreign National & ITIN Loans

  • Ideal loan option for foreign nationals
  • Relatively easy application process
  • Allows you to build up your credit score
  • 30-year home loan options provide long-term payment plans for non-American homebuyers

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Advantages of Hard Money Loans

  • Easy to process loans that are quicker than traditional bank loans
  • Flexible rates and fees allowing buyers to adjust as needed
  • Perfect for home flippers looking to get funding for their project

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Advantages of Interest-only Mortgage Loans

  • Low repayments during the interest-only term
  • Gives you access to larger loan amounts and better home purchases
  • Gives you the option to pay for the equity once you're financially ready

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Advantages of Self-Employed Loans

  • New loan type perfect for freelancers and self-employed individuals
  • Provides business owners easy access to capital without having to sell shares
  • Easier to process than traditional business loans

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Advantages of Reverse Mortgage Loans

  • Ideal for retirees planning to finance their home
  • Quickly liquidate the equity you have on your property to cash
  • Provides ample options for your heirs
  • You're protected if your loan balance exceeds the value of your home

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Advantages of Jumbo Loans

  • Ideal loan type for buyers that need to go over traditional FHA loan limits
  • Perfect for buyers targeting large plots of land or luxury homes
  • Also great for investors looking to purchase a multi-family rental property
  • Consolidated loan structure

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Advantages of USDA Loans

  • Allows you to finance the entire amount of your home purchase
  • Perfect loan type for low to moderate income buyers
  • Provides low mortgage rates and insurance premiums
  • Possible financial assistance on closing costs

Florida Mortgage Lenders

Getting a Home Mortgage in Florida

A home mortgage is a loan you get from a lender to finance the purchase of a residential property. Your mortgage is a legal agreement that allows you to purchase a property without having the cash on hand, promising your lender that you’ll pay back the amount used to make a purchase in the future. In most instances, home loans in Florida will use the house that will be purchased for the mortgage agreement as collateral for the deal. This means that if a buyer fails to pay back the loan terms, they can claim ownership of the property.

Several options are available to buyers planning to apply for a home loan in Florida. You’ll want to consult with a local lender to help you identify the best type of loan for your situation. If you’re in the market for a new home in Florida and would like to apply for a Home Mortgage for your purchase, then American Mortgage Corporation is here to help. Feel free to reach out to us for any inquiries pertaining to your home loan, and we’ll be glad to assist you with your needs.


What our clients say?

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We've used American Mortgage Corporation for our new home purchase AND refinance. Nobody in town could beat their rates! Thank you, Joe! It can be very stressful to buy/refinance but Sara Jo helps you through the process with ease and professionalism. In fact, she would quickly respond to any and every question we had, no matter the day or time. Truly dedicated! We highly recommend American Mortgage Corporation. They are accurate in their estimates, quick, efficient, and professional.
Janelle Miley
Janelle Miley
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Sara Jo and her team were awesome throughout the process from start to end. Always professional, warm and friendly. There were times when we were overly anxious, and overwhelmed with the request for documentation. But, Sara Jo was patient and always responded quickly to every single inquiry that we initiated. My husband and I were in great hands. Thank you so much, Sara Jo!!
C. Stready
C. Stready
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Sara Jo- The Mortgage Pro is the absolute best to work with . She is extremely professional, patient , and genuinely interested in getting her clients the best deal . American Mortgage is very fortunate to have her on their team - she is a winner . If your looking to refinance your home or purchase a home go see Sara Jo at American Mortgage
Alex C
Alex C
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Joe was extremely helpful and took the time to talk me through the many different options including the pros/cons of each. Gave me by far the best rate after which the staff stayed on top of the process to close on my loan. Looking forward to doing business with them in the future.
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Sara Jo is such a genuine warm person that actually cares . In today's society these skills tend to be hard to find . She is there every step of the way to answer all questions and walk you through the process of refinancing your home . Definitely top notch service and I will refer her to all of my friends and family . Thank you Sara Jo your truly a Gem

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