1. Renting Or Buying, Either Way You’re Paying A Mortgage!

    There are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magaz…Read More

  2. Why Is There So Much Paperwork to Get a Mortgage?

    Why is there so much paperwork asked by the lenders for a mortgage loan when buying a home today? It seems that the lenders need to know everything about you and your spouse and requires separate sources to validate each and every entry on the mortgage loan application. Many buyers are being tol…Read More

  3. What is Home Affordable Refinance Program® (HARP)?

      The Home Affordable Refinance Program® can save homeowners across the country up to $200 per month or $2,400 per year. If you are looking for ways to save money on your mortgage, you may be interested to learn that  there is a program for homeowners who are current on their mortgage payments—…Read More

  4. Buying A Home Can Be Scary… Unless You Know The Facts

    Some Highlights: Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts: 40% of millennials who purchased homes this year have put down less than 10%. 76.4% of loan applicatio…Read More

  5. HARP is expiring. What you need to qualify

    HARP Expiring Soon. The HARP program has been available for over seven years and has helped more than 3 million underwater homeowners refinance. This mortgage type has been a key part of the housing recovery. It has enabled families to drop their monthly mortgage payments when traditional refinance…Read More

  6. Should I Buy A Home Now? Or Wait Until Next Year?

    Some Highlights: The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 4.4% by next year. CoreLogic predicts home prices to appreciate by 5.0% o…Read More

  7. Be Careful Not To Get Caught In The Rental Trap!

    There are many benefits to homeownership. One of the top benefits is being able to protect yourself from rising rents by locking in your housing cost for the life of your mortgage. Don’t Become Trapped  A recent article by ConsumerAffairs addressed the continuous rise in rents, stating: “Th…Read More

  8. Millions will suddenly qualify for home loan this month

    During May, two major changes will allow millions of new borrowers to enter the housing market. The first change to take effect this month is the nation’s three major credit rating agencies – Equifax, TransUnion and Experian – will drop tax liens and civil judgements from consumers’ p…Read More