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Author: developer

This author has written 219 articles
Home » Archives for developer
Read more about the article Afraid your mortgage loan will be rejected? FHA loan may be the answer!

Afraid your mortgage loan will be rejected? FHA loan may be the answer!

  • Post published:April 8, 2022
  • Post category:Blog

FHA loan may be the answer if you are worried that they will deny your loan mortgage because you have a low credit score when you apply. It is relatively…

Continue ReadingAfraid your mortgage loan will be rejected? FHA loan may be the answer!
Read more about the article Mortgage loan approval – how much can I get?

Mortgage loan approval – how much can I get?

  • Post published:February 1, 2022
  • Post category:Blog

Your mortgage loan application has been submitted. Now you are waiting for the approval. Are you wondering how much mortgage loan can you get? It usually depends on what you…

Continue ReadingMortgage loan approval – how much can I get?
Read more about the article Afraid that your credit score is not good enough for a mortgage loan?

Afraid that your credit score is not good enough for a mortgage loan?

  • Post published:January 26, 2022
  • Post category:Blog

Why is having a good credit score important? Lenders base their decisions on how much risk you are if they choose to lend you their money. They don't know you…

Continue ReadingAfraid that your credit score is not good enough for a mortgage loan?
Read more about the article Confused with second mortgage vs home equity loan? Here’s what you need to know.

Confused with second mortgage vs home equity loan? Here’s what you need to know.

  • Post published:January 21, 2022
  • Post category:Blog

Many people are confused between getting a second mortgage or a home equity loan. To help clear up things, here are some facts that you need to know: What is…

Continue ReadingConfused with second mortgage vs home equity loan? Here’s what you need to know.
Read more about the article Saw your dream house? Here’s How to apply for a mortgage loan

Saw your dream house? Here’s How to apply for a mortgage loan

  • Post published:January 11, 2022
  • Post category:Blog

You've found you a forever home, and now you are looking for a mortgage. What do you need to do to start your application for a mortgage and start you…

Continue ReadingSaw your dream house? Here’s How to apply for a mortgage loan
Read more about the article Home equity loan bad credit equals no mortgage?

Home equity loan bad credit equals no mortgage?

  • Post published:January 1, 2022
  • Post category:Blog

Are you afraid you can't get a home equity loan because you have bad credit and won't qualify for a mortgage? If this is your situation, you can be eligible…

Continue ReadingHome equity loan bad credit equals no mortgage?
Read more about the article Mortgage loan modification

Mortgage loan modification

  • Post published:December 26, 2021
  • Post category:Blog

Mortgage loan modification is a request the borrower makes to help with his existing loan. It may be a request for a lower interest rate, a longer repayment scheme, or…

Continue ReadingMortgage loan modification
Read more about the article Getting a mortgage loan

Getting a mortgage loan

  • Post published:December 23, 2021
  • Post category:Blog

Are you getting a mortgage loan? Getting a mortgage loan doesn't have to be nerve-wracking if you know how to go about it. Here are the things you need to…

Continue ReadingGetting a mortgage loan
Read more about the article Free mortgage loan calculator

Free mortgage loan calculator

  • Post published:December 16, 2021
  • Post category:Blog

A free mortgage loan calculator on our website can help you see the big picture of how much you need to prepare for when applying for a loan mortgage. Understandably,…

Continue ReadingFree mortgage loan calculator
Read more about the article Mortgage loan payoff calculator

Mortgage loan payoff calculator

  • Post published:November 23, 2021
  • Post category:Blog

Want to save on hundreds of dollars and pay off your mortgage early? One of the many ways to do that is to add a few extra dollars to your…

Continue ReadingMortgage loan payoff calculator
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Texas consumers: How to file a complaint

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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